VA Loans

VA Loans offer some of the most attractive mortgage loan advantages available. These loans are exclusively for qualified military veterans and their spouses. The advantages include:

  • no-down-payment requirements, borrow 100% of your home’s value
  •  lowest interest rates available
  •  lower credit score requirements
  • more lenient debt-to-income rules compared to conventional loans
  • funding fee waivers for qualifying disabled veterans

VA loan options include:

  • purchase loans
  • refinance loans that reduce your interest rate and offer cash-out features

VA mortgage loans are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants. We can help you apply for this certificate. It is generally easier to qualify for a VA loan than conventional loans.

Ask Bruce about VA loans and options today.

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NMLS: 302209

Contact Us

Bruce Jenkins - Excel Financial Group
123 N College Ave
Fort Collins, CO 80524

Direct Phone:
(970) 689-2665

Appointment Hours: MON-FRI 8AM - 5PM

Phone Hours: MON-SAT 8AM-8PM